Money transfer is a payment type which uses one request to initiate debiting funds from the sender's card and subsequently crediting these funds to the recipient's card.
3D Secure (3DS) is an authentication technology to protect against unauthorized use of cards. It allows for verifying the cardholder’s identity before the payment is processed.The authentication process works as follows: after entering the card details, the issuer’s website opens, prompting the cardholder to enter a password or secret code. The code is usually sent via SMS. If the code is entered correctly, the payment is authorized; if not, the transaction is declined.3D Secure is available only for cards issued by banks that support this technology. Payments without 3D Secure are considered less secure.
